Aripeka, FL
How exposed is Aripeka to wildfire?
Out of every US place USFS scores, Aripeka lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 246 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Aripeka at the 92nd percentile, close to its 94th-percentile risk score.
Aripeka's building exposure, zone by zone
USFS classifies 70.7% of Aripeka's buildings as Direct exposure, higher than its 26% Indirect share and far above its 3.3% Minimal share — a profile where 174 structures sit close enough to vegetation that lot clearing matters most.
Aripeka against the rest of the country
Aripeka's risk sits at a similar level relative to Florida (90th percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Aripeka ranks 1,885 for wildfire risk (1 is highest) and 23,261 by building count (1 is largest). Within Florida alone, it ranks 99 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Aripeka's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 70.7% of Aripeka in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Aripeka's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Aripeka, see the exposure-zones guide.