Arion, IA
How exposed is Arion to wildfire?
USFS scores Arion at the 51st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 94 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arion's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Arion's building exposure, zone by zone
Arion rates 70.2% Minimal exposure against just 29.8% Direct and 0% Indirect — of 94 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Arion against the rest of the country
Compare Arion's two percentiles: 70th within Iowa, only 51st nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Arion ranks 15,559 for wildfire risk (1 is highest) and 29,304 by building count (1 is largest). Within Iowa alone, it ranks 310 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Arion and the insurance market
At the 51st national percentile, Arion rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 70.2% of Arion outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Arion's figures come from
Every one of the two percentiles behind Arion's 15,559-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Arion's dominant minimal exposure actually means, with real examples from across the dataset.