Argyle, TX
How exposed is Argyle to wildfire?
USFS scores Argyle at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,538 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Argyle at the 82nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Argyle's buildings actually sit
USFS classifies 79.9% of Argyle's buildings as Direct exposure, higher than its 9.3% Indirect share and far above its 10.8% Minimal share — a profile where 2,028 structures sit close enough to vegetation that lot clearing matters most.
How Argyle compares
Inside Texas, Argyle sits at just the 67th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Argyle ranks 5,649 for wildfire risk (1 is highest) and 6,231 by building count (1 is largest). Within Texas alone, it ranks 597 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 82nd percentile nationally, Argyle carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Argyle's 79.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Argyle's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Argyle, see the exposure-zones guide.