Argo, AL
How exposed is Argo to wildfire?
USFS scores Argo at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,965 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Argo at the 79th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Argo's buildings actually sit
Of Argo's 1,965 counted buildings, 86.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Argo compares
Argo's risk sits at a similar level relative to Alabama (66th percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Argo ranks 7,361 for wildfire risk (1 is highest) and 7,574 by building count (1 is largest). Within Alabama alone, it ranks 201 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Argo's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 86.8% of Argo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Argo's 7,361-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Argo, see the exposure-zones guide.