Ardmore, OK
How exposed is Ardmore to wildfire?
USFS scores Ardmore at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 13,972 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ardmore's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
Most of Ardmore's buildings (54.1% of 13,972) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 13,972 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Ardmore ranks
Inside Oklahoma, Ardmore sits at just the 48th percentile even though it scores 90th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ardmore ranks 3,093 for wildfire risk (1 is highest) and 1,075 by building count (1 is largest). Within Oklahoma alone, it ranks 427 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Ardmore
At the 90th percentile nationally, Ardmore carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Ardmore
Ardmore's 54.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 13,972 counted buildings into the percentiles shown above for Ardmore. For more on what minimal exposure implies beyond Ardmore, see the exposure-zones guide.