Ardmore, IN
How exposed is Ardmore to wildfire?
Ardmore's 1,154 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ardmore's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 75.3% of Ardmore's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 24.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Ardmore ranks
Ardmore's 49th-percentile standing inside Indiana outpaces its 8th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ardmore ranks 29,051 for wildfire risk (1 is highest) and 10,921 by building count (1 is largest). Within Indiana alone, it ranks 495 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Ardmore
Ardmore's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 75.3% of buildings rated Minimal exposure, Ardmore gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ardmore's figures come from
The methodology guide shows exactly how USFS turned 1,154 counted buildings into the percentiles shown above for Ardmore. The exposure-zones guide covers what Ardmore's dominant minimal exposure actually means, with real examples from across the dataset.