Ardmore, AL
Ardmore, AL's wildfire risk, in USFS's own numbers
USFS scores Ardmore at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 974 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ardmore's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Where Ardmore's buildings actually sit
Most of Ardmore's buildings (52.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Ardmore ranks
Inside Alabama, Ardmore sits at just the 1st percentile even though it scores 23rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ardmore ranks 24,256 for wildfire risk (1 is highest) and 12,108 by building count (1 is largest). Within Alabama alone, it ranks 587 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Ardmore
Ardmore's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Ardmore (52.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Ardmore's figures come from
The methodology guide shows exactly how USFS turned 974 counted buildings into the percentiles shown above for Ardmore. The exposure-zones guide covers what Ardmore's dominant indirect exposure actually means, with real examples from across the dataset.