Arden Hills, MN
How exposed is Arden Hills to wildfire?
USFS scores Arden Hills at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 3,380 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arden Hills's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Arden Hills's building exposure, zone by zone
Arden Hills rates 75.2% Minimal exposure against just 24.8% Direct and 0% Indirect — of 3,380 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Arden Hills ranks
Within Minnesota, Arden Hills ranks higher (56th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Arden Hills ranks 18,652 for wildfire risk (1 is highest) and 4,943 by building count (1 is largest). Within Minnesota alone, it ranks 402 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Arden Hills and the insurance market
Arden Hills's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Arden Hills
With 75.2% of buildings rated Minimal exposure, Arden Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Arden Hills's figures come from
The methodology guide shows exactly how USFS turned 3,380 counted buildings into the percentiles shown above for Arden Hills. The exposure-zones guide covers what Arden Hills's dominant minimal exposure actually means, with real examples from across the dataset.