Arcola, MS
How exposed is Arcola to wildfire?
USFS scores Arcola at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 215 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arcola at the 2nd percentile, close to its 2nd-percentile risk score.
Arcola's building exposure, zone by zone
Most of Arcola's buildings (85.6% of 215) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Arcola ranks
There's little gap between Arcola's 2nd national percentile and its 0th percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Arcola ranks 30,990 for wildfire risk (1 is highest) and 24,312 by building count (1 is largest). Within Mississippi alone, it ranks 419 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Arcola and the insurance market
At the 2nd national percentile, Arcola rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Arcola's 85.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Arcola's figures come from
The methodology guide shows exactly how USFS turned 215 counted buildings into the percentiles shown above for Arcola. The exposure-zones guide covers what Arcola's dominant minimal exposure actually means, with real examples from across the dataset.