Archie, MO
Archie wildfire risk explained
Archie sits at the 47th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 590 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Archie at the 48th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Archie's buildings actually sit
USFS puts 71.7% of Archie's 590 buildings in the Indirect exposure zone, versus 28.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Archie against the rest of the country
Archie's 47th national percentile looks worse in isolation than its 27th ranking inside Missouri does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Archie ranks 16,671 for wildfire risk (1 is highest) and 15,965 by building count (1 is largest). Within Missouri alone, it ranks 775 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Archie
Archie's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Archie (71.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Archie's figures come from
The methodology guide shows exactly how USFS turned 590 counted buildings into the percentiles shown above for Archie. The exposure-zones guide covers what Archie's dominant indirect exposure actually means, with real examples from across the dataset.