Archer Lodge, NC
How exposed is Archer Lodge to wildfire?
USFS's Wildfire Risk to Communities model puts Archer Lodge at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,323 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Archer Lodge's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Archer Lodge: 94.6% of its 2,323 buildings, versus 5.4% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Archer Lodge against the rest of the country
Inside North Carolina, Archer Lodge sits at just the 17th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Archer Lodge ranks 18,629 for wildfire risk (1 is highest) and 6,657 by building count (1 is largest). Within North Carolina alone, it ranks 640 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Archer Lodge
Archer Lodge's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 94.6% of Archer Lodge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Archer Lodge's 18,629-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Archer Lodge, see the exposure-zones guide.