Archer, FL
How exposed is Archer to wildfire?
Out of every US place USFS scores, Archer lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 605 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Archer at the 82nd percentile, close to its 81st-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Archer: 86% of its 605 buildings, versus 14.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Archer ranks
Inside Florida, Archer sits at just the 51st percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Archer ranks 5,955 for wildfire risk (1 is highest) and 15,760 by building count (1 is largest). Within Florida alone, it ranks 467 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Archer
At the 81st percentile nationally, Archer carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Archer (86%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Archer's figures come from
Archer's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Archer's dominant direct exposure actually means, with real examples from across the dataset.