Arcadia, OK
Arcadia, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Arcadia lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 216 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Arcadia at the 83rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Arcadia's building exposure, zone by zone
USFS classifies 66.7% of Arcadia's buildings as Direct exposure, higher than its 33.3% Indirect share and far above its 0% Minimal share — a profile where 144 structures sit close enough to vegetation that lot clearing matters most.
Where Arcadia ranks
Arcadia's 83rd national percentile looks worse in isolation than its 27th ranking inside Oklahoma does — this place is on the milder end for its own state, by 56 points. Among the 31,521 US communities USFS scores, Arcadia ranks 5,490 for wildfire risk (1 is highest) and 24,282 by building count (1 is largest). Within Oklahoma alone, it ranks 611 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Arcadia
At the 83rd percentile nationally, Arcadia carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 66.7% of Arcadia in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Arcadia's 5,490-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Arcadia, see the exposure-zones guide.