Arcadia, MO
How exposed is Arcadia to wildfire?
USFS's Wildfire Risk to Communities model puts Arcadia at the 69th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 381 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arcadia's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Where Arcadia's buildings actually sit
Of Arcadia's 381 counted buildings, 62.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Arcadia against the rest of the country
There's little gap between Arcadia's 69th national percentile and its 80th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Arcadia ranks 9,741 for wildfire risk (1 is highest) and 19,622 by building count (1 is largest). Within Missouri alone, it ranks 210 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Arcadia
Arcadia's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Arcadia
Because Direct exposure dominates in Arcadia (62.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Arcadia's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Arcadia, see the exposure-zones guide.