Arcadia Lakes, SC
Arcadia Lakes, SC's wildfire risk, in USFS's own numbers
Arcadia Lakes sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 508 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arcadia Lakes at the 48th percentile, close to its 46th-percentile risk score.
Where Arcadia Lakes's buildings actually sit
Arcadia Lakes rates 57.3% Minimal exposure against just 42.7% Direct and 0% Indirect — of 508 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Arcadia Lakes ranks
Arcadia Lakes ranks lower within South Carolina (0th percentile statewide) than its 46th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Arcadia Lakes ranks 17,063 for wildfire risk (1 is highest) and 17,213 by building count (1 is largest). Within South Carolina alone, it ranks 472 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Arcadia Lakes's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Arcadia Lakes's 57.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Arcadia Lakes's figures come from
Every one of the two percentiles behind Arcadia Lakes's 17,063-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Arcadia Lakes's dominant minimal exposure actually means, with real examples from across the dataset.