Arcadia, IA
How exposed is Arcadia to wildfire?
USFS scores Arcadia at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 311 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arcadia's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Arcadia's building exposure, zone by zone
Arcadia rates 86.8% Minimal exposure against just 13.2% Direct and 0% Indirect — of 311 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Arcadia ranks
There's little gap between Arcadia's 5th national percentile and its 10th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Arcadia ranks 30,070 for wildfire risk (1 is highest) and 21,339 by building count (1 is largest). Within Iowa alone, it ranks 913 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Arcadia
Arcadia's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Arcadia
With 86.8% of buildings rated Minimal exposure, Arcadia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Arcadia's figures come from
The methodology guide shows exactly how USFS turned 311 counted buildings into the percentiles shown above for Arcadia. The exposure-zones guide covers what Arcadia's dominant minimal exposure actually means, with real examples from across the dataset.