Arcadia, FL
How exposed is Arcadia to wildfire?
Out of every US place USFS scores, Arcadia lands at the 86th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,113 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Arcadia at the 88th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Arcadia's buildings actually sit
3,113 buildings are counted in Arcadia, and 68.7% of them are Indirect exposure — ember-driven risk rather than the 30.3% in Direct exposure or the 1.1% rated Minimal.
How Arcadia compares
Inside Florida, Arcadia sits at just the 68th percentile even though it scores 86th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Arcadia ranks 4,407 for wildfire risk (1 is highest) and 5,275 by building count (1 is largest). Within Florida alone, it ranks 304 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Arcadia
Arcadia's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Arcadia (68.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Arcadia's 4,407-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Arcadia, see the exposure-zones guide.