Arcade, NY
How exposed is Arcade to wildfire?
USFS's Wildfire Risk to Communities model puts Arcade at the 13th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,025 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arcade at the 13th percentile, close to its 13th-percentile risk score.
What "at risk" means for the buildings here
Of Arcade's 1,025 counted buildings, 52.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Arcade compares
Within New York, Arcade ranks higher (33rd percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Arcade ranks 27,298 for wildfire risk (1 is highest) and 11,759 by building count (1 is largest). Within New York alone, it ranks 863 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 13th national percentile, Arcade rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because Direct exposure dominates in Arcade (52.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Arcade's 27,298-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Arcade, see the exposure-zones guide.