Arbury Hills, IL
How exposed is Arbury Hills to wildfire?
USFS's Wildfire Risk to Communities model puts Arbury Hills at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 567 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arbury Hills at the 37th percentile, close to its 35th-percentile risk score.
Where Arbury Hills's buildings actually sit
Only 0% of Arbury Hills's 567 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Arbury Hills ranks
Within Illinois, Arbury Hills ranks higher (87th percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Arbury Hills ranks 20,508 for wildfire risk (1 is highest) and 16,293 by building count (1 is largest). Within Illinois alone, it ranks 193 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Arbury Hills's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 100% of Arbury Hills outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Arbury Hills's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Arbury Hills, see the exposure-zones guide.