Arapahoe, NE
How exposed is Arapahoe to wildfire?
USFS scores Arapahoe at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 829 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arapahoe at the 27th percentile, close to its 30th-percentile risk score.
Where Arapahoe's buildings actually sit
96% of Arapahoe's 829 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 3.5% Direct and 0.5% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Arapahoe ranks
Arapahoe's risk sits at a similar level relative to Nebraska (15th percentile statewide) as it does nationally (30th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Arapahoe ranks 22,223 for wildfire risk (1 is highest) and 13,357 by building count (1 is largest). Within Nebraska alone, it ranks 496 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Arapahoe
Arapahoe's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 96% of Arapahoe's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 829 counted buildings into the percentiles shown above for Arapahoe. For more on what indirect exposure implies beyond Arapahoe, see the exposure-zones guide.