Arapaho, OK
How exposed is Arapaho to wildfire?
Arapaho's 476 buildings earn a 88th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arapaho's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Arapaho's building exposure, zone by zone
USFS puts 77.9% of Arapaho's 476 buildings in the Indirect exposure zone, versus 22.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Arapaho ranks
Arapaho ranks lower within Oklahoma (40th percentile statewide) than its 88th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Arapaho ranks 3,852 for wildfire risk (1 is highest) and 17,789 by building count (1 is largest). Within Oklahoma alone, it ranks 504 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Arapaho
Arapaho's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Arapaho's 77.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Arapaho's figures come from
Every one of the two percentiles behind Arapaho's 3,852-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Arapaho's dominant indirect exposure actually means, with real examples from across the dataset.