Aquasco, MD
Aquasco wildfire risk explained
Aquasco's 1,182 buildings earn a 52nd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Aquasco's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where Aquasco's buildings actually sit
Direct exposure dominates in Aquasco: 88.9% of its 1,182 buildings, versus 11% Indirect and 0.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Aquasco against the rest of the country
Aquasco's 73rd-percentile standing inside Maryland outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Aquasco ranks 14,999 for wildfire risk (1 is highest) and 10,755 by building count (1 is largest). Within Maryland alone, it ranks 145 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Aquasco's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Aquasco
Because Direct exposure dominates in Aquasco (88.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Aquasco's figures come from
The methodology guide shows exactly how USFS turned 1,182 counted buildings into the percentiles shown above for Aquasco. The exposure-zones guide covers what Aquasco's dominant direct exposure actually means, with real examples from across the dataset.