Apple Valley, UT
Apple Valley wildfire risk explained
Out of every US place USFS scores, Apple Valley lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 588 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Apple Valley at the 87th percentile, close to its 91st-percentile risk score.
Apple Valley's building exposure, zone by zone
Of Apple Valley's 588 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Apple Valley ranks
Apple Valley's 91st national percentile looks worse in isolation than its 57th ranking inside Utah does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Apple Valley ranks 3,007 for wildfire risk (1 is highest) and 15,993 by building count (1 is largest). Within Utah alone, it ranks 139 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Apple Valley's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Apple Valley (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Apple Valley's 3,007-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Apple Valley, see the exposure-zones guide.