Apopka, FL
Apopka, FL's wildfire risk, in USFS's own numbers
USFS scores Apopka at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 19,071 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Apopka's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
Where Apopka's buildings actually sit
Most of Apopka's buildings (54.5% of 19,071) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 19,071 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Apopka ranks
Apopka's 84th national percentile looks worse in isolation than its 61st ranking inside Florida does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Apopka ranks 5,012 for wildfire risk (1 is highest) and 741 by building count (1 is largest). Within Florida alone, it ranks 373 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Apopka and the insurance market
Apopka's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Apopka
With 54.5% of buildings rated Minimal exposure, Apopka gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Apopka's figures come from
Every one of the two percentiles behind Apopka's 5,012-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Apopka's dominant minimal exposure actually means, with real examples from across the dataset.