Apison, TN
How exposed is Apison to wildfire?
Apison's 2,208 buildings earn a 76th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Apison's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Where Apison's buildings actually sit
USFS classifies 87.4% of Apison's buildings as Direct exposure, higher than its 12.6% Indirect share and far above its 0% Minimal share — a profile where 1,929 structures sit close enough to vegetation that lot clearing matters most.
How Apison compares
Apison scores 76th nationally and 78th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Apison ranks 7,698 for wildfire risk (1 is highest) and 6,915 by building count (1 is largest). Within Tennessee alone, it ranks 111 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 76th percentile nationally, Apison carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Apison's 87.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Apison's 7,698-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Apison, see the exposure-zones guide.