Apache Junction, AZ
How exposed is Apache Junction to wildfire?
Out of every US place USFS scores, Apache Junction lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 22,952 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Apache Junction's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Apache Junction's buildings actually sit
Most of Apache Junction's buildings (60.6% of 22,952) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 22,952 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Apache Junction against the rest of the country
Apache Junction's 83rd national percentile looks worse in isolation than its 50th ranking inside Arizona does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Apache Junction ranks 5,314 for wildfire risk (1 is highest) and 573 by building count (1 is largest). Within Arizona alone, it ranks 222 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Apache Junction carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Apache Junction
Apache Junction's 60.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Apache Junction's figures come from
Every one of the two percentiles behind Apache Junction's 5,314-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Apache Junction's dominant minimal exposure actually means, with real examples from across the dataset.