Annville, PA
Annville wildfire risk explained
Annville's 1,598 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Annville at the 9th percentile, close to its 9th-percentile risk score.
Where Annville's buildings actually sit
USFS classifies 91.6% of Annville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Annville against the rest of the country
Annville scores 9th nationally and 7th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Annville ranks 28,695 for wildfire risk (1 is highest) and 8,776 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,856 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Annville's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Annville
Even with 91.6% of Annville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,598 counted buildings into the percentiles shown above for Annville. For more on what minimal exposure implies beyond Annville, see the exposure-zones guide.