Annetta North, TX
Annetta North, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Annetta North lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 492 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Annetta North's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
Where Annetta North's buildings actually sit
Of Annetta North's 492 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Annetta North compares
Annetta North's risk sits at a similar level relative to Texas (79th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Annetta North ranks 3,916 for wildfire risk (1 is highest) and 17,503 by building count (1 is largest). Within Texas alone, it ranks 369 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 88th percentile nationally, Annetta North carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Annetta North (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Annetta North's 3,916-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Annetta North, see the exposure-zones guide.