Annapolis, IL
Annapolis wildfire risk explained
Out of every US place USFS scores, Annapolis lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 113 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Annapolis at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Only 25.7% of Annapolis's 113 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Annapolis compares
Annapolis's risk sits at a similar level relative to Illinois (15th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Annapolis ranks 30,844 for wildfire risk (1 is highest) and 28,492 by building count (1 is largest). Within Illinois alone, it ranks 1,221 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 2nd national percentile, Annapolis rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Annapolis's 74.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Annapolis's figures come from
The methodology guide shows exactly how USFS turned 113 counted buildings into the percentiles shown above for Annapolis. The exposure-zones guide covers what Annapolis's dominant minimal exposure actually means, with real examples from across the dataset.