Annada, MO
Annada wildfire risk explained
USFS's Wildfire Risk to Communities model puts Annada at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 49 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Annada's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Annada (98% of 49 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 2% sit in the Direct zone.
Annada against the rest of the country
Annada ranks lower within Missouri (27th percentile statewide) than its 47th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Annada ranks 16,734 for wildfire risk (1 is highest) and 30,957 by building count (1 is largest). Within Missouri alone, it ranks 778 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 47th national percentile, Annada rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Annada
Annada's 98% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Annada's figures come from
Annada's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Annada's dominant indirect exposure actually means, with real examples from across the dataset.