Annabella, UT
Annabella, UT's wildfire risk, in USFS's own numbers
Annabella sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 454 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Annabella at the 80th percentile, close to its 84th-percentile risk score.
Annabella's building exposure, zone by zone
Indirect exposure is dominant in Annabella (89.7% of 454 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 10.4% sit in the Direct zone.
Annabella against the rest of the country
Inside Utah, Annabella sits at just the 43rd percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Annabella ranks 5,215 for wildfire risk (1 is highest) and 18,203 by building count (1 is largest). Within Utah alone, it ranks 184 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Annabella's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Annabella (89.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Annabella's 5,215-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Annabella, see the exposure-zones guide.