Andrews, NC
Andrews wildfire risk explained
Andrews's 1,138 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Andrews at the 88th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 59.8% of Andrews's 1,138 buildings in the Indirect exposure zone, versus 40.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Andrews ranks
There's little gap between Andrews's 86th national percentile and its 95th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Andrews ranks 4,384 for wildfire risk (1 is highest) and 11,029 by building count (1 is largest). Within North Carolina alone, it ranks 39 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Andrews
At the 86th percentile nationally, Andrews carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 59.8% of Andrews's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Andrews's 4,384-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Andrews, see the exposure-zones guide.