Andrew, IA
How exposed is Andrew to wildfire?
USFS scores Andrew at the 52nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 236 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Andrew at the 54th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 14% of Andrew's 236 buildings carry Direct exposure and 0% carry Indirect; the remaining 86% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Andrew against the rest of the country
Andrew's 72nd-percentile standing inside Iowa outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Andrew ranks 15,062 for wildfire risk (1 is highest) and 23,588 by building count (1 is largest). Within Iowa alone, it ranks 289 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Andrew
Andrew's elevated rating (52nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 86% of Andrew outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 236 counted buildings into the percentiles shown above for Andrew. For more on what minimal exposure implies beyond Andrew, see the exposure-zones guide.