Andres, IL
Andres wildfire risk explained
USFS scores Andres at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 45 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Andres at the 5th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
Only 17.8% of Andres's 45 buildings carry Direct exposure and 0% carry Indirect; the remaining 82.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Andres compares
Andres's 27th-percentile standing inside Illinois outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Andres ranks 30,026 for wildfire risk (1 is highest) and 31,041 by building count (1 is largest). Within Illinois alone, it ranks 1,050 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Andres
Andres's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 82.2% of Andres outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Andres's 30,026-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Andres, see the exposure-zones guide.