Andover, SD
How exposed is Andover to wildfire?
Out of every US place USFS scores, Andover lands at the 62nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 132 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Andover's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Andover's building exposure, zone by zone
Andover rates 51.5% Minimal exposure against just 48.5% Direct and 0% Indirect — of 132 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Andover compares
Andover's risk sits at a similar level relative to South Dakota (52nd percentile statewide) as it does nationally (62nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Andover ranks 11,987 for wildfire risk (1 is highest) and 27,643 by building count (1 is largest). Within South Dakota alone, it ranks 211 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Andover
Andover's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 51.5% of buildings rated Minimal exposure, Andover gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Andover's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Andover, see the exposure-zones guide.