Andover, OH
Andover, OH's wildfire risk, in USFS's own numbers
Andover sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 560 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Andover at the 33rd percentile, close to its 32nd-percentile risk score.
Andover's building exposure, zone by zone
USFS puts 68.4% of Andover's 560 buildings in the Indirect exposure zone, versus 31.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Andover ranks
Andover's 71st-percentile standing inside Ohio outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Andover ranks 21,310 for wildfire risk (1 is highest) and 16,410 by building count (1 is largest). Within Ohio alone, it ranks 362 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Andover and the insurance market
At the 32nd national percentile, Andover rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Andover
With ember exposure the dominant pattern in Andover (68.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Andover's figures come from
The methodology guide shows exactly how USFS turned 560 counted buildings into the percentiles shown above for Andover. The exposure-zones guide covers what Andover's dominant indirect exposure actually means, with real examples from across the dataset.