Andover, MN
Andover, MN's wildfire risk, in USFS's own numbers
Andover's 12,572 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Andover at the 51st percentile, close to its 53rd-percentile risk score.
What "at risk" means for the buildings here
52.1% of Andover's 12,572 buildings sit in USFS's Direct exposure zone, roughly 6,554 structures close enough to burnable vegetation for flame contact, not just embers — 5.2% fall in the Indirect, ember-only zone and 42.7% are Minimal. At 12,572 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Andover compares
Andover's 78th-percentile standing inside Minnesota outpaces its 53rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Andover ranks 14,972 for wildfire risk (1 is highest) and 1,222 by building count (1 is largest). Within Minnesota alone, it ranks 206 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Andover and the insurance market
Andover's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Andover (52.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 12,572 counted buildings into the percentiles shown above for Andover. For more on what direct exposure implies beyond Andover, see the exposure-zones guide.