Andover, KS
Andover, KS's wildfire risk, in USFS's own numbers
USFS scores Andover at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 5,399 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Andover at the 93rd percentile, close to its 95th-percentile risk score.
Andover's building exposure, zone by zone
70.9% of Andover's 5,399 buildings sit in USFS's Minimal exposure zone, with only 19.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,399 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Andover compares
Andover scores 95th nationally and 96th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Andover ranks 1,602 for wildfire risk (1 is highest) and 3,195 by building count (1 is largest). Within Kansas alone, it ranks 28 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Andover and the insurance market
At the 95th percentile nationally, Andover carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Andover
With 70.9% of buildings rated Minimal exposure, Andover gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Andover's figures come from
Andover's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Andover's dominant minimal exposure actually means, with real examples from across the dataset.