Andersonville, TN
Andersonville wildfire risk explained
Andersonville sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 433 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Andersonville at the 87th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
433 buildings are counted in Andersonville, and 63.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Andersonville against the rest of the country
There's little gap between Andersonville's 84th national percentile and its 93rd percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Andersonville ranks 5,176 for wildfire risk (1 is highest) and 18,596 by building count (1 is largest). Within Tennessee alone, it ranks 33 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Andersonville
Andersonville's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Andersonville (63.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Andersonville's 5,176-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Andersonville, see the exposure-zones guide.