Anderson Creek, NC
Anderson Creek wildfire risk explained
Out of every US place USFS scores, Anderson Creek lands at the 79th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 5,654 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Anderson Creek's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Anderson Creek's building exposure, zone by zone
USFS classifies 59.8% of Anderson Creek's buildings as Direct exposure, higher than its 40.2% Indirect share and far above its 0% Minimal share — a profile where 3,379 structures sit close enough to vegetation that lot clearing matters most. At 5,654 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Anderson Creek ranks
Anderson Creek's risk sits at a similar level relative to North Carolina (82nd percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Anderson Creek ranks 6,715 for wildfire risk (1 is highest) and 3,056 by building count (1 is largest). Within North Carolina alone, it ranks 135 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Anderson Creek and the insurance market
At the 79th percentile nationally, Anderson Creek carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Anderson Creek
Because Direct exposure dominates in Anderson Creek (59.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Anderson Creek's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Anderson Creek, see the exposure-zones guide.