Anderson, AL
Anderson wildfire risk explained
Out of every US place USFS scores, Anderson lands at the 54th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 360 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Anderson at the 58th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Anderson's building exposure, zone by zone
Direct exposure dominates in Anderson: 93.3% of its 360 buildings, versus 6.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Anderson compares
Inside Alabama, Anderson sits at just the 10th percentile even though it scores 54th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Anderson ranks 14,516 for wildfire risk (1 is highest) and 20,053 by building count (1 is largest). Within Alabama alone, it ranks 531 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Anderson's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Anderson
Anderson's 93.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Anderson's 14,516-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Anderson, see the exposure-zones guide.