Andalusia, PA
Andalusia wildfire risk explained
Andalusia sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 897 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Andalusia at the 41st percentile, close to its 38th-percentile risk score.
What "at risk" means for the buildings here
Most of Andalusia's buildings (89.5% of 897) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Andalusia compares
Within Pennsylvania, Andalusia ranks higher (58th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Andalusia ranks 19,488 for wildfire risk (1 is highest) and 12,754 by building count (1 is largest). Within Pennsylvania alone, it ranks 836 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 38th national percentile, Andalusia rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 89.5% of Andalusia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Andalusia's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Andalusia, see the exposure-zones guide.