Andalusia, IL
Andalusia, IL's wildfire risk, in USFS's own numbers
Andalusia sits at the 51st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 693 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Andalusia at the 53rd percentile, close to its 51st-percentile risk score.
What "at risk" means for the buildings here
USFS puts 81.4% of Andalusia's 693 buildings in the Indirect exposure zone, versus 18.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Andalusia ranks
Compare Andalusia's two percentiles: 99th within Illinois, only 51st nationally — a gap of 48 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Andalusia ranks 15,439 for wildfire risk (1 is highest) and 14,732 by building count (1 is largest). Within Illinois alone, it ranks 20 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 51st national percentile, Andalusia rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Andalusia's 81.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Andalusia's figures come from
Andalusia's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Andalusia's dominant indirect exposure actually means, with real examples from across the dataset.