Andalusia, AL
Andalusia, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Andalusia lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 5,469 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Andalusia at the 71st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Andalusia's buildings actually sit
58.2% of Andalusia's 5,469 buildings sit in USFS's Direct exposure zone, roughly 3,181 structures close enough to burnable vegetation for flame contact, not just embers — 41.8% fall in the Indirect, ember-only zone and 0% are Minimal. At 5,469 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Andalusia ranks
Andalusia's 70th national percentile looks worse in isolation than its 46th ranking inside Alabama does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Andalusia ranks 9,473 for wildfire risk (1 is highest) and 3,156 by building count (1 is largest). Within Alabama alone, it ranks 319 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Andalusia's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 58.2% of Andalusia in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Andalusia's figures come from
Every one of the two percentiles behind Andalusia's 9,473-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Andalusia's dominant direct exposure actually means, with real examples from across the dataset.