Ancient Oaks, PA
Ancient Oaks wildfire risk explained
Ancient Oaks sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,105 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ancient Oaks at the 14th percentile, close to its 13th-percentile risk score.
Where Ancient Oaks's buildings actually sit
80% of Ancient Oaks's 2,105 buildings sit in USFS's Minimal exposure zone, with only 20% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Ancient Oaks ranks
There's little gap between Ancient Oaks's 13th national percentile and its 11th percentile inside Pennsylvania, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ancient Oaks ranks 27,523 for wildfire risk (1 is highest) and 7,179 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,764 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Ancient Oaks
Ancient Oaks's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 80% of buildings rated Minimal exposure, Ancient Oaks gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ancient Oaks's figures come from
The methodology guide shows exactly how USFS turned 2,105 counted buildings into the percentiles shown above for Ancient Oaks. The exposure-zones guide covers what Ancient Oaks's dominant minimal exposure actually means, with real examples from across the dataset.