Anchor Bay, CA
How exposed is Anchor Bay to wildfire?
Anchor Bay sits at the 60th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 360 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Anchor Bay at the 60th percentile, close to its 60th-percentile risk score.
Where Anchor Bay's buildings actually sit
Direct exposure dominates in Anchor Bay: 93.3% of its 360 buildings, versus 6.4% Indirect and 0.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Anchor Bay ranks
Anchor Bay's 60th national percentile looks worse in isolation than its 18th ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Anchor Bay ranks 12,689 for wildfire risk (1 is highest) and 20,054 by building count (1 is largest). Within California alone, it ranks 1,290 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Anchor Bay and the insurance market
Anchor Bay sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 60th-percentile score like Anchor Bay's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
Anchor Bay's 93.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 360 counted buildings into the percentiles shown above for Anchor Bay. For more on what direct exposure implies beyond Anchor Bay, see the exposure-zones guide.