Anahola, HI
Anahola, HI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Anahola lands at the 95th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 885 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Anahola at the 93rd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Anahola's buildings actually sit
885 buildings are counted in Anahola, and 63.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.4% rated Minimal.
Where Anahola ranks
Anahola's 95th national percentile looks worse in isolation than its 74th ranking inside Hawaii does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Anahola ranks 1,631 for wildfire risk (1 is highest) and 12,857 by building count (1 is largest). Within Hawaii alone, it ranks 44 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Anahola
Anahola's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 63.5% of Anahola in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Anahola's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Anahola, see the exposure-zones guide.