Amsterdam, NY
Amsterdam, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Amsterdam at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 6,655 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Amsterdam at the 20th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Amsterdam's building exposure, zone by zone
USFS puts 74.7% of Amsterdam's 6,655 buildings in the Indirect exposure zone, versus 10.8% Direct and 14.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 6,655 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Amsterdam against the rest of the country
Amsterdam's 45th-percentile standing inside New York outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Amsterdam ranks 25,250 for wildfire risk (1 is highest) and 2,602 by building count (1 is largest). Within New York alone, it ranks 711 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Amsterdam and the insurance market
At the 20th national percentile, Amsterdam rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 74.7% of Amsterdam's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Amsterdam's figures come from
The methodology guide shows exactly how USFS turned 6,655 counted buildings into the percentiles shown above for Amsterdam. The exposure-zones guide covers what Amsterdam's dominant indirect exposure actually means, with real examples from across the dataset.