Amorita, OK
Amorita wildfire risk explained
USFS scores Amorita at the 14th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 58 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Amorita's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Amorita's buildings actually sit
USFS classifies 75.9% of Amorita's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 24.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Amorita against the rest of the country
There's little gap between Amorita's 14th national percentile and its 0th percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Amorita ranks 27,115 for wildfire risk (1 is highest) and 30,723 by building count (1 is largest). Within Oklahoma alone, it ranks 833 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 14th national percentile, Amorita rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Amorita
Even with 75.9% of Amorita outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 58 counted buildings into the percentiles shown above for Amorita. For more on what minimal exposure implies beyond Amorita, see the exposure-zones guide.