Amoret, MO
How exposed is Amoret to wildfire?
Amoret's 152 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Amoret at the 54th percentile, close to its 53rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 52% of Amoret's buildings as Direct exposure, higher than its 7.9% Indirect share and far above its 40.1% Minimal share — a profile where 79 structures sit close enough to vegetation that lot clearing matters most.
Where Amoret ranks
There's little gap between Amoret's 53rd national percentile and its 40th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Amoret ranks 14,687 for wildfire risk (1 is highest) and 26,810 by building count (1 is largest). Within Missouri alone, it ranks 641 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Amoret's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Amoret (52%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Amoret's figures come from
Amoret's 53rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Amoret's dominant direct exposure actually means, with real examples from across the dataset.